Grace period
Extra time of up to 30 days to repay before charges apply.
Extra time of up to 30 days to repay before charges apply.
Flexible access to cash
Access up to RM6,000 and withdraw only the amount you choose to your bank account.
Access up to RM6,000 and withdraw only the amount you choose to your bank account.
Your limit updates automatically as you repay
As you repay, your available amount is recalculated, so you can use the service again when needed.
As you repay, your available amount is recalculated, so you can use the service again when needed.
Transparent pricing
Clear terms, clear totals. No hidden fees – you always know your repayment option before you confirm.
Clear terms, clear totals. No hidden fees – you always know your repayment option before you confirm.
How to apply for a loan?
01
Apply. Fill in your details, upload your MyKad, and complete the quick assessment.
02
Access your Smart Limit. If approved, your Smart Limit becomes available in your Tambadana account. Withdraw the exact amount you want to your bank account.
03
Choose how you pay. Repay in one payment within up to 30 days or in 12 installment repayments directly in the app.
Key Benefits
Key Benefits
Safe and secure
Your data is protected with strong encryption and strict privacy controls.
Your data is protected with strong encryption and strict privacy controls.
Dynamic limit updates
Your available limit is recalculated based on your usage and repayment history.
Your available limit is recalculated based on your usage and repayment history.
Real-time notifications
Track withdrawals, due dates, and repayments without guesswork.
Track withdrawals, due dates, and repayments without guesswork.
Smart reminders
Helpful alerts to support on-time repayments and avoid extra charges.
Helpful alerts to support on-time repayments and avoid extra charges.
Manage Smart Limit in one place
Check my LimitYour security comes first
We protect your data with strong encryption and strict privacy standards.
Licensed & compliant
Smart Limit by Tambadana is licensed by KPKT and compliant with Malaysian regulations.
Transparent and responsible
Clear terms, no hidden conditions — you always know what you’re agreeing to.