AhaPay forges a strategic alliance with Share Commerce

Kuala Lumpur, Malaysia, 15 September 2026  — AhaPay, a Malaysian BNPL solution provider and part of the fintech holding Fingular, announces a strategic alliance with Share Commerce, a premier digital payment solutions provider in Malaysia.

This alliance supports AhaPay’s market expansion strategy to bring flexible BNPL solutions directly onto the Share Commerce ecosystem, which spans more than 5,000 merchant terminals nationwide, improving payment accessibility for consumers while expanding payment options for participating merchants. Through its partnership with Share Commerce, AhaPay’s BNPL layer taps into Share Commerce’s infrastructure, offering a more complete payment offering with the potential to drive higher basket sizes, increase conversion rates, and strengthen customer loyalty.

Existing merchants using Share Commerce’s terminals can accept AhaPay instantly via a simple dynamic QR code generated on their present terminals' screens, where all transactions are processed. Existing merchants do not need to procure or install new equipment.

The partnership empowers numerous businesses from F&B and healthcare to retail, offering their customers flexible payment options that suit different financial appetites—an approach that has helped participating merchants achieve sales uplifts of more than 20% in selected implementations.

AhaPay is currently working toward deep data integration that will enable automated credit pre-approvals for repeat customers, allowing Share Commerce customers shopping across its merchant network to make purchases without repeated credit checks.

Harold Chen, CEO of AhaPay, said, "Our alliance with Share Commerce marks a significant step in bringing flexible payment solutions to everyday Malaysians. Our mission is not just to provide a BNPL service but to provide consumers a smarter financial management tool, taking stress out of bigger purchases and managing routine financial expenses effectively—and this partnership is the extension of that mission.”

Reeve Tan, CEO of Share Commerce, said, “Today’s customers expect greater choice, convenience and flexibility at the point of payment, and merchants need the right tools to meet those expectations. Our alliance with AhaPay expands the capabilities of the Share Commerce ecosystem, enabling merchants to offer more flexible payment options while supporting stronger customer engagement and business growth. Together, we are creating a more seamless payment experience that delivers greater value to both merchants and consumers.”

About AhaPay

AhaPay is a growing BNPL service in Malaysia, part of the Fingular group. It offers flexible, transparent, and fully digital payment solutions that help consumers manage purchases and help merchants increase sales and customer retention. The platform supports dynamic and static QR codes, payment links, online checkout, and flexible down payments.

About Share Commerce

Share Commerce Sdn Bhd is a one-stop digital payment solution provider in Malaysia, passionate about helping businesses embrace the future of payments. The company serves both merchants and financial institutions, offering a comprehensive range of payment solutions designed to scale with any business — from traditional card payments and mobile wallets to QR codes and online payment gateways for e-commerce. Share Commerce's solutions include in-store payment systems, terminal management, payment gateway integration, white-label customization, and NFC e-receipt technology.

Press Office Fingular [email protected]