Option 1
Split into 3, 4, 7, 9 or 12 payments
Choose the plan that fits your budget
The Advantages of Shopping Smarter
No hidden fees — what you see upfront is what you pay
Split your total price in up to 12 parts – whatever fits your plan
Enjoy AhaPay at your favorite stores and brands, online or offline
How AhaPay works
Step 1
See Where You Can Use AhaPay Today
Flexible Payment Plans
Availability of split options varies by shop
Option 2
Pay next month
Pay the full amount at once
Shop at Our Featured Stores
BJAK
Insurance services
MORE DESIGN
Home & Living
RAYTECH
Automotive Workshop
PERODUA
Automotive workshop
FAQ’S
For Those Who Still Have Questions
Ask any questions
When you shop at a store that offers AhaPay, you can choose it as your payment method at the cashier's desk. You’ll get the option to split your purchase into flexible installment plan. Once you complete your purchase, you’ll receive a detailed payment schedule.
AhaPay is a flexible Buy Now, Pay Later service that allows you to shop at your favorite stores and pay for your purchases over time. It’s a simple, convenient, and affordable way to spread the cost of your purchases with no hidden fees.
No, AhaPay does not charge any interest or upfront fees when you choose to pay in installments. However, late payment fees (5%) may apply if you miss a scheduled payment.
To use AhaPay, you need to be at least 18 years old, a resident of Malaysia, and have a valid mobile number and national ID. You’ll also need to provide a valid payment method like a credit or debit card.
AhaPay is available at a wide range of retail and e-commerce partners across Malaysia. Look for the AhaPay sticker at the shop and checkout or visit our website for a list of partner merchants.
If you miss a payment, a late fee (5%) may be applied. We’ll send you reminders before your payment is due to help you keep on track.
Open app and find the order. Press "Pay" button. Currently, we accept payments from FPX payment.
Yes, you can pay off your installments/payments early without additional charges. Simply log into your account and select the option to pay off your purchases.
You can view your payment schedule and order history by logging into your AhaPay account through the AhaPay app.
Absolutely. AhaPay uses advanced security measures to protect your personal and payment information. We comply with all applicable privacy laws and regulations to ensure your data is safe.