Pay Only Part of the Total Today

When you shop at a store that offers AhaPay, you can choose it as your payment method at the cashier's desk. You’ll get the option to split your purchase into flexible installment plan. Once you complete your purchase, you’ll receive a detailed payment schedule.

AhaPay is a flexible Buy Now, Pay Later service that allows you to shop at your favorite stores and pay for your purchases over time. It’s a simple, convenient, and affordable way to spread the cost of your purchases with no hidden fees.

AhaPay offers different payment plans, and the customer fee depends on the selected plan and shop: Pay later / 1 month, 3 payments, and 4 payments* — no fee; 4 payments, 7 payments, 9 payments*, and 12 payments* — 1.5% of the order amount per payment/installment. *Some payment plans are available only at selected shops. A late payment fee may apply if a payment remains unpaid after the due date and 1-calendar-day grace period: RM50 for outstanding payments above RM150, or RM30 for outstanding payments of RM150 or less. The late payment fee will not exceed the outstanding payment amount.

To use AhaPay, you need to be at least 18 years old, a resident of Malaysia, and have a valid mobile number and national ID. You’ll also need to provide a valid payment method like a credit or debit card.

AhaPay is available at a wide range of retail and e-commerce partners across Malaysia. Look for the AhaPay sticker at the shop and checkout or visit our website for a list of partner merchants.

If you miss a payment, a grace period of 1 calendar day will apply, and no late payment fee will be charged during this period. If the payment remains unpaid on the second day after the due date, AhaPay may charge a late payment fee as follows: RM50 if the outstanding payment amount is more than RM150, or RM30 if the outstanding payment amount is RM150 or less. The total late payment fee will not exceed the outstanding payment amount. Late payment fees are applied in accordance with applicable laws and regulatory requirements, including the Consumer Credit Act 2025 and relevant CCOB guidelines.

You can make payments for your AhaPay installments using several payment methods, including Malaysian bank cards, FPX, Touch ’n Go eWallet, and GrabPay Wallet. Accepted payment methods include Malaysian debit cards, Malaysian credit cards, FPX online banking, Touch ’n Go eWallet, and GrabPay Wallet.

Yes, you can pay off your installments/payments early without additional charges. Simply log into your account and select the option to pay off your purchases.

You can view your payment schedule and order history by logging into your AhaPay account through the AhaPay app.

Absolutely. AhaPay uses advanced security measures to protect your personal and payment information. We comply with all applicable privacy laws and regulations to ensure your data is safe.

You can split your payment into 3, 4, 7, 9, or 12 installments, depending on the selected store.