Split your payment from 3 to 12 parts
Choose the plan that fits your budget

No hidden fees — what you see upfront is what you pay
Split your total into up to 12 payments at selected stores
Enjoy AhaPay at your favorite stores and brands, online or offline

Choose the plan that fits your budget

Pay the full amount at once


Insurance services

Home & Living

Automotive Workshop

Automotive workshop
FAQ’S
Ask any questions
AhaPay offers different payment plans, and the customer fee depends on the selected plan and shop: Pay later / 1 month, 3 payments, and 4 payments* — no fee; 4 payments, 7 payments, 9 payments*, and 12 payments* — 1.5% of the order amount per payment/installment. *Some payment plans are available only at selected shops. A late payment fee may apply if a payment remains unpaid after the due date and 1-calendar-day grace period: RM50 for outstanding payments above RM150, or RM30 for outstanding payments of RM150 or less. The late payment fee will not exceed the outstanding payment amount.
If you miss a payment, a grace period of 1 calendar day will apply, and no late payment fee will be charged during this period. If the payment remains unpaid on the second day after the due date, AhaPay may charge a late payment fee as follows: RM50 if the outstanding payment amount is more than RM150, or RM30 if the outstanding payment amount is RM150 or less. The total late payment fee will not exceed the outstanding payment amount. Late payment fees are applied in accordance with applicable laws and regulatory requirements, including the Consumer Credit Act 2025 and relevant CCOB guidelines.
You can make payments for your AhaPay installments using several payment methods, including Malaysian bank cards, FPX, Touch ’n Go eWallet, and GrabPay Wallet. Accepted payment methods include Malaysian debit cards, Malaysian credit cards, FPX online banking, Touch ’n Go eWallet, and GrabPay Wallet.