Ahapay - Home

Shop now, pay later

Enjoy smart financial planning and the flexibility of spreading your payments over time, interest-free, and without hidden fees

No hidden fees – split  the total price into 4 payments and pay the full amount with no interest

Easily shop at your favorite stores with installment payments

Optimize your budget and spend the remaining funds on other purchases

No hidden fees – split  the total price into 4 payments and pay the full amount with no interest

Easily shop at your favorite stores with installment payments

Optimize your budget and spend the remaining funds on other purchases

How to use AhaPay?

Step 1

Select your desired product

Step 2

Scan the QR code at checkout

Step 3

Complete the simple form

Step 4

Confirm your purchase

Step 5

Enjoy your new purchase

Shop smart, budget smarter

AhaPay made it easy to manage my finances, letting me shop smart and save more for my future purchases

Budget smarter by spending your payments that work for you. AhaPay helps you maintain financial balance while enjoying your shopping

I could stretch my budget further and end up buying even more products than I originally planned. Love this service!

Take advantage of our split payment plans to enjoy smart and affordable shopping. Pay for your purchases in easy installments with no extra fees or interest

See where you can use AhaPay today

What our customer say

Megan Kumar

Customer

I'm impressed! With the easy installment plan, I managed to buy my dream laptop without needing to save up first. Thank you for making this possible!

Hafiz Bin Rahim

Customer

This service is a game-changer! I got a new fridge and washing machine without the stress of upfront costs. The installment payments were a breeze.

Marsha

Customer

Finally, I could afford a high-end camera for my photography without waiting months to save up. The installment plan was very easy.

Get the app via the links below or simply scan the QR code

Smart shopping starts with AhaPay

For those who still have questions

How does AhaPay work?

When you shop at a store that offers AhaPay, you can choose it as your payment method at the cashier's desk. You’ll get the option to split your purchase into flexible installment plan. Once you complete your purchase, you’ll receive a detailed payment schedule.

What is AhaPay?

AhaPay is a flexible Buy Now, Pay Later service that allows you to shop at your favorite stores and pay for your purchases over time. It’s a simple, convenient, and affordable way to spread the cost of your purchases with no hidden fees.

Are there any fees associated with using AhaPay?

No, AhaPay does not charge any interest or upfront fees when you choose to pay in installments. However, late payment fees may apply if you miss a scheduled payment.

What do I need to use AhaPay?

To use AhaPay, you need to be at least 18 years old, a resident of Malaysia, and have a valid mobile number and national ID. You’ll also need to provide a valid payment method like a credit or debit card.

Where can I use AhaPay?

AhaPay is available at a wide range of retail and e-commerce partners across Malaysia. Look for the AhaPay sticker at the shop and checkout or visit our website for a list of partner merchants.

What happens if I miss a payment?

If you miss a payment, a late fee may be applied. We’ll send you reminders before your payment is due to help you keep on track.

How do I make payments for my AhaPay installments?

Payments are automatically deducted from your linked debit or credit card according to your payment schedule.

Can I pay off my outstanding payments early?

Yes, you can pay off your installments/payments early without additional charges. Simply log into your account and select the option to pay off your purchases.

How can I check my payment schedule?

You can view your payment schedule and order history by logging into your AhaPay account through the AhaPay app.

Is my personal information safe with AhaPay?

Absolutely. AhaPay uses advanced security measures to protect your personal and payment information. We comply with all applicable privacy laws and regulations to ensure your data is safe.