AhaPay introduces integrated consumer financing through Tambadana
August 7, 2025

AhaPay, a BNPL service in Malaysia, part of the Fingular group, announces the launch of an integrated consumer financing feature that allows users to access fast and seamless cash financing directly within the AhaPay ecosystem. The service is enabled through a partnership with Tambadana, one of Malaysia’s fastest-growing digital lenders, and is supported by Fingular, a global fintech holding headquartered in Singapore.
With this integration, AhaPay users gain prioritized access to Tambadana’s consumer financing, approved within minutes and offered on competitive terms. The solution is designed to provide a smooth borrowing experience, using a short digital questionnaire and requiring only a valid ID. High approval rates and a simplified application flow ensure that customers can receive near-instant decisions and address financial needs conveniently.
The feature is fully embedded into the AhaPay app, enabling users to apply for financing without leaving the platform. Expanded limits starting from USD 500 improve accessibility for individuals seeking flexible short-term financial support.
The Malaysian market includes more than 15 million potential customers — from casual wage earners and young professionals to small business owners and digital-savvy users. The integration aims to support these segments by offering practical, fast, and responsible financial solutions tailored to their everyday needs.
AhaPay will continue to expand its financial ecosystem and develop services that simplify personal finance management. The collaboration with Tambadana leverages the technological capabilities of Fingular’s adaptable IT stack, enabling rapid deployment of new features and improving the overall customer experience.
About AhaPay
AhaPay is a growing BNPL service in Malaysia, part of the Fingular group. It offers flexible, transparent, and fully digital payment solutions that help consumers manage purchases and assist merchants in increasing sales and retention. The platform supports dynamic and static QR codes, payment links, online checkout, and flexible down payments.
AhaPay partners with Paydibs with a broad merchant network through the Paydibs NEO terminal.
News Center of Atome Malaysia

AhaPay introduces the Smart Limit digital financing solution in Malaysia
AhaPay, a BNPL service in Malaysia, part of the Fingular group, announces the introduction of Smart Limit, a new digital consumer financing solution providing flexible access to funds for everyday needs. The product is designed to offer a fast, fully online experience, allowing customers to activate their personal limit in just five minutes. AhaPay is developed and supported by Fingular, a fintech holding headquartered in Singapore that builds and operates digital financial services across multiple markets.

AhaPay launches partnership with Paydibs to expand BNPL acceptance across Malaysia
AhaPay, a BNPL service in Malaysia, part of the Fingular group, announces a new partnership with Paydibs, one of Malaysia’s established digital payment providers. This collaboration supports AhaPay’s regional expansion strategy and brings flexible BNPL solutions directly into the Paydibs ecosystem, improving payment accessibility for merchants and consumers nationwide. AhaPay is backed by Fingular, a global fintech holding headquartered in Singapore that operates digital financial services across multiple markets.